Cultivating Financial Clarity During Divorce

Financial questions during divorce are rarely simple. I help you sort through intertwined assets, accounts, and obligations so you can see a clear picture of where you stand and what your options are.

When financial complexities become tangled during divorce, clarity grows from careful analysis. Just as a gardener carefully separates intertwined plants to help each one thrive independently, your financial future requires methodical examination to identify and document all assets, debts, and financial relationships.

 

Financial questions during divorce are rarely simple. I help you sort through the intertwined assets, accounts, histories, and obligations so you can see a clear picture of where you stand and what your options are. Thoughtful, organized analysis supports informed decisions — today and for the years ahead.

As a Certified Divorce Financial Analyst®, I provide the thorough analysis and documentation necessary for informed decision-making, working as your trusted advisor to ensure every detail is examined and clearly presented.

About Betty

Betty Hedrick, CFP®, CDFA®, has spent over 30 years illuminating complex financial situations. She became a Certified Financial Planner® in 1989 and added her Certified Divorce Financial Analyst® certification in 2003, bringing more than two decades of specialized experience to divorce financial analysis.

Her background began in commodity and futures markets, where she developed expertise in analyzing intricate financial relationships and untangling market complexities under pressure—skills that prove essential when examining years of intertwined marital finances.

Working on an hourly engagement basis, Betty’s commitment is to the truth of your financial situation, whatever that truth may be. Her systematic approach ensures that every asset, every debt, and every financial relationship is examined and explained, providing the clarity needed for equitable resolution.

Services That Help You Grow Forward

financial foundations

Bringing clarity and structure to your financial information so you’re equipped for productive conversations with your attorney and prepared for negotiation or mediation.

asset analysis

Evaluating the value, costs, and trade-offs of each asset so you can make informed decisions about what to keep, what to divide, and how each choice affects your future.

RSU & Stock Options

Analyzing equity compensation—value, taxes, vesting, and division options—to provide a clear understanding of how to divide complex stock-based assets fairly.

Pension Valuation

Determining the present value of public or corporate pensions—current or future—and evaluating survivor options to provide a precise number for fair division.

separate property tracing

Documenting the history of premarital assets, gifts, and inheritances so your attorney has solid support for your separate property claims.

future planning

Assessing post-settlement cash flow, taxes, and long-term implications to provide a clear path forward.

forensic investigation

Identifying hidden assets, diverted income, or inconsistencies to strengthen your negotiating position.

lifestyle documentation

Compiling detailed records of your pre-separation standard of living to support well-founded spousal maintenance arguments.

Ready to Cultivate Your Financial Future?

Divorce doesn’t have to leave your finances in disarray. Let’s work together to untangle the complexities and plant the seeds for your financial independence.
Each engagement begins with a 30-minute complimentary consultation to discuss your situation, determine scope, and provide an estimated cost before any work begins.