Financial Analysis During Divorce
Divorce settlements are financial structures that must function under tax impact, income variability, asset liquidity, and support duration.
I provide structured financial analysis that helps attorneys and clients evaluate how proposed settlement terms perform over time — not only on paper, but in practice.
My work integrates financial analysis, tax awareness, asset characterization, separate property tracing, and evaluation of long-term financial outcomes to support informed negotiation, litigation, and settlement decision-making.
Financial clarity begins with understanding the structure beneath the surface and grows from organized analysis and clear explanation.
Divorce financial information is often fragmented across accounts, tax records, compensation structures, financial statements, and competing narratives.
Part of my role is to organize and evaluate that information in a way that helps clients and attorneys clearly understand:
- What exists,
- How assets and obligations interact,
- Where financial pressure points exist,
- and How proposed settlement terms function over time.
The process is designed to reduce confusion, clarify financial relationships, and create a more grounded framework for negotiation, mediation, or litigation.
Depending on the needs of the case, analysis may include:
comparison of proposed property division and support structures,
evaluation of long-term settlement sustainability,
separate property tracing and commingled account analysis,
pension valuation and survivor benefit evaluation,
RSU, stock option, and equity compensation analysis,
forensic review of financial records and unexplained transactions,
post-divorce cash flow and liquidity analysis,
evaluation of lump-sum versus monthly support structures,
and tax-impact analysis related to support and asset division.
How I work
Not every divorce matter requires the same level of financial analysis.
Some cases need organized financial documentation and a clear evaluation of proposed settlement terms. Others require deeper analysis of tax impact, asset liquidity, support structure, compensation complexity, tracing issues, or long-term cash flow sustainability.
My role is to match the depth of analysis to the financial issues involved, so the work is thorough where it needs to be and practical where it can be.
I focus on:
- Identifying the financial questions that matter most,
- Organizing the records and assumptions behind the analysis,
- Evaluating how proposed terms function over time,
- Explaining the results clearly,
- and preparing financial exhibits and summaries that support negotiation, mediation, litigation, or settlement decision-making.
The goal is clear, organized financial analysis that helps attorneys and clients understand the financial structure of the case, compare options, and make decisions with a practical view of long-term outcomes.
Services That Help You Grow Forward
Structured Financial Analysis Supporting Informed Divorce Decisions
SETTLEMENT STRUCTURE & CASH FLOW ANALYSIS
Evaluation of proposed property division and support structures, including tax impact, liquidity, income variability, and long-term cash flow sustainability.
separate property tracing
PENSION VALUATION & RETIREMENT ANALYSIS
Valuation of public and private pensions, retirement plans, survivor benefits, and deferred compensation structures for settlement or litigation purposes.
RSU & Stock Options
ASSET VALUATION & FINANCIAL ANALYSIS
Evaluation of marital and separate assets, including investment accounts, real estate, business interests, deferred compensation, and complex financial holdings.
FORENSIC FINANCIAL REVIEW
Analysis of financial records, account activity, tax returns, and supporting documentation to identify inconsistencies, unexplained transactions, undisclosed accounts, or incomplete disclosures.
LIFESTYLE & SUPPORT ANALYSIS
Review of spending patterns, financial records, and marital standard-of-living documentation to support maintenance analysis and settlement evaluation.
FINANCIAL EXHIBITS & LITIGATION SUPPORT
Preparation of organized financial exhibits, declarations, supporting documentation, and structured financial summaries designed to support negotiation, mediation, or litigation.
About Betty
Her background began in commodity and futures markets, where she developed expertise in analyzing intricate financial relationships and untangling market complexities under pressure—skills that prove essential when examining years of intertwined marital finances.
Working on an hourly engagement basis, Betty’s commitment is to the truth of your financial situation, whatever that truth may be. Her systematic approach ensures that every asset, every debt, and every financial relationship is examined and explained, providing the clarity needed for equitable resolution.
Thoughtful financial analysis for decisions that extend far beyond the divorce itself.
Whether supporting settlement negotiations, mediation, or litigation, my focus is to provide disciplined, organized financial analysis that helps clarify immediate outcomes, long-term financial consequences, and the practical sustainability of proposed settlement structures.